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19Aug 20

Understanding working capital to maintain business success

If cash flow is the lifeblood of your business, then working capital is the health check you should regularly undertake to keep your business alive. Regularly checking working capital plays an essential part in maintaining business success during times of economic insecurity. What is working capital? Working capital is your…

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03Aug 20

How to make your business recession-proof

There are steps you can take now, to minimise the impact of a recession and build a stronger business. As we enter the recovery phase on the way to establishing the new normal, with lessons learnt from lockdown, we’ve discovered risks in our business that we may not have appreciated…

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09Jul 20

Using your home to buy an investment property.

If you own your own home, you may be able to invest in residential property. How? Using your equity. Equity is the difference between your home’s value and the amount of your mortgage. For example, if your home is valued at $800,000 and you owe $500,000 on the house to…

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09Jun 20

COVID-19 Wage Subsidy Extension

From 10 June until 1 September 2020, if you have been affected by Covid-19, you can apply for the Wage Subsidy Extension payment, announced in this year’s Budget. Like the 12-week Wage Subsidy (which ended yesterday), the Extension is so you can keep paying your staff, keeping them in your…

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28May 20

Carrying over the positives from lockdown.

Lockdown and the subsequent restricted ‘levels’ of operation continue to be tough for businesses. Suddenly, the office was empty, employees were spread across various home locations and crucially sales and revenue evaporated for most in the blink of an eye. We had to evolve, and quickly. Teams got used to…

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14May 20

Budget 2020: What’s in it for business

Here are some highlights for business from today’s budget. More info can be found at www.beehive.govt.nz. More detail is still to come from the New Zealand Government, and when it does we are happy to talk with you about what could specifically benefit you. Wage subsidy extension: applications open June…

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06May 20

Small Business Cashflow Loan Scheme

The Government has announced a new Small Business Cashflow Loan Scheme, targeting those who have a viable business but have been put in a position of not generating any revenue. Legislation authorising the Inland Revenue to administer the scheme was passed on Thursday 30 May, with the terms not available anywhere…

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